Uninsured Motorist Claim Lawyer Staten Island

Being struck by a driver who carries no auto insurance at all leaves an injured Staten Island resident with a different set of legal options than a typical car accident claim. Law Offices Of SRIS, P.C. reviews uninsured motorist matters for people injured by a driver who had no liability coverage or who could not be identified, such as in a hit-and-run situation. Because there is no at-fault driver’s insurer to pursue in these cases, recovery generally depends on the injured person’s own auto policy or, in some circumstances, a state-created fund established for situations where no private insurance is available. Call (888) 437-7747 to discuss an uninsured motorist situation arising from a Staten Island accident.

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How Uninsured Motorist Claims Work in New York

New York generally requires auto insurance policies to include uninsured motorist coverage, which allows a policyholder to seek compensation from their own insurer when the at-fault driver has no liability insurance or cannot be identified. Where an injured person does not have applicable coverage through their own policy or a household member’s policy, New York’s Motor Vehicle Accident Indemnification Corporation, commonly known as MVAIC, exists as a resource for certain qualifying uninsured motorist and hit-and-run claims; N.Y. Ins. Law § 5106 addresses coordination among multiple potential first-party insurers and MVAIC claims as part of New York’s broader no-fault claims process. As with other motor vehicle injury claims, the no-fault “serious injury” threshold under N.Y. Ins. Law §§ 5102 and 5104 generally remains relevant to whether non-economic damages can be pursued. Because an uninsured motorist claim is rooted in an insurance contract rather than a direct tort claim against the at-fault driver, it typically carries its own notice requirements and, in many cases, an arbitration process that can differ from the three-year period that applies under N.Y. C.P.L.R. § 214(5) to an ordinary personal injury lawsuit. New York’s comparative fault statute, N.Y. C.P.L.R. § 1411, can also affect the value of an uninsured motorist claim.

How Mr. Sris and the Firm’s Of Counsel Attorneys Approach These Cases

Mr. Sris and the firm’s Of Counsel attorneys review the injured person’s available insurance coverage, including any household policies, and evaluate whether a claim may also be eligible for consideration through MVAIC, while documenting the accident and the resulting injuries. The firm does not guarantee any particular outcome, and results depend on the specific facts of each case and the terms of the applicable coverage.

About Mr. Sris and the Firm’s Of Counsel Attorneys

Mr. Sris, Owner and Founder of Law Offices Of SRIS, P.C., founded the firm in 1997 and is a former prosecutor. He is admitted to practice law in Virginia, Maryland, the District of Columbia, New Jersey, and New York. Mr. Sris attended George Mason University, where he developed a background in accounting and information systems that he applies to cases involving detailed insurance policy and claims documentation.

Mr. Sris and the firm’s Of Counsel attorneys handle uninsured motorist matters for clients throughout Staten Island and Richmond County. The firm does not offer free consultations; a prospective client may request a scheduled consultation by calling (888) 437-7747, and the firm’s intake line is staffed 24/7. The firm’s principal office is located at 4008 Williamsburg Court, Fairfax, VA 22032, by appointment. The firm does not maintain a physical location in Staten Island.

Frequently Asked Questions

What is an uninsured motorist claim?

It is a claim pursued when the at-fault driver has no auto liability insurance or cannot be identified, generally through the injured person’s own uninsured motorist coverage or, in qualifying situations, through New York’s MVAIC fund.

What if the driver who hit me fled the scene?

A hit-and-run situation where the driver cannot be identified may qualify as an uninsured motorist claim, subject to specific reporting and documentation requirements.

What is MVAIC?

MVAIC is New York’s Motor Vehicle Accident Indemnification Corporation, a resource for certain qualifying claims by people injured by uninsured or unidentified drivers when no other applicable insurance coverage is available.

Do I still need to prove a “serious injury”?

Generally, yes. New York’s no-fault threshold under N.Y. Ins. Law § 5102(d) typically remains relevant to whether non-economic damages can be pursued.

How long do I have to file an uninsured motorist claim?

Uninsured motorist and MVAIC claims often carry their own notice and filing requirements that can differ from the standard three-year period under N.Y. C.P.L.R. § 214(5), so reviewing the applicable deadlines promptly is important.

Does the firm offer a free consultation for uninsured motorist cases?

No. Law Offices Of SRIS, P.C. does not offer free consultations. A prospective client may request a scheduled consultation by calling (888) 437-7747.

This page provides general information and does not create an attorney-client relationship. Case results depend on a variety of factors unique to each case. Results may vary.

Attorney Advertising. Law Offices Of SRIS, P.C., principal office: 4008 Williamsburg Court, Fairfax, VA 22032. By appointment. Call (888) 437-7747 to schedule.

Attorney advertising. Prior results do not guarantee a similar outcome.

If your claim reaches beyond Staten Island, our page on uninsured motorist claim claims across New York sets out what to look for at each stage.