PPP Lawyer in Burlington County, NJ — What Are Your Options?
If you are a Burlington County business owner facing a Paycheck Protection Program (PPP) loan audit or investigation, securing experienced legal counsel is critical. The Law Offices Of SRIS, P.C. provides focused representation for PPP matters in New Jersey. Our firm, founded in 1997, leverages a deep understanding of federal lending programs and defense strategies to protect your business and personal interests during government inquiries.
Understanding PPP Loan Compliance and Enforcement
The Paycheck Protection Program was established under the federal Coronavirus Aid, Relief, and Economic Security (CARES) Act to provide forgivable loans to small businesses. While the application period has closed, the enforcement phase is active. The U.S. Small Business Administration (SBA) and the Department of Justice (DOJ) are rigorously reviewing loans for potential fraud, including false certifications regarding necessity, employee headcount, or proper use of funds.
Last verified: April 2026 | Superior Court of NJ, Burlington Vicinage | NJ Legislature
Allegations can range from civil False Claims Act violations to federal criminal charges like wire fraud or bank fraud. The statutory framework involves the CARES Act, the PPP Flexibility Act, and related SBA regulations. An experienced PPP lawyer Burlington County can interpret these rules and build a defense based on the specific facts of your loan application and usage.
Official Resources and Statutes
For the official text of the CARES Act, you can review the Congress.gov record. For SBA-specific guidance and forms related to PPP loan forgiveness and compliance, visit the U.S. Small Business Administration’s PPP page.
Local Procedural Insights for Burlington County Businesses
While PPP cases are federal, your business operates locally. Investigations often begin with a letter from your lender or the SBA requesting documentation. The procedural path can lead to administrative proceedings with the SBA, civil litigation, or criminal charges filed in federal court. Proactive engagement with an attorney is important upon receiving any inquiry.
- Receive Initial Inquiry: Do not ignore any communication from your bank, the SBA, or a federal agency. Document the date and nature of the contact.
- Secure Legal Counsel Immediately: Contact a law firm experienced in federal white-collar defense and PPP matters before responding.
- Conduct an Internal Audit: With your attorney, review all PPP application materials, supporting documents, and records of how loan proceeds were spent.
- Develop a Response Strategy: Your lawyer will help formulate a response, which may involve submitting corrected information, negotiating a repayment plan, or preparing a formal defense.
- handle the Process: Your attorney will represent you in all subsequent communications, negotiations, or court proceedings to protect your rights.
Potential Penalties and Consequences
In Burlington County, PPP loan fraud allegations can lead to severe federal penalties, including substantial fines, mandatory restitution, and imprisonment.
| Potential Charge | Classification | Incarceration | Fines & Restitution | Additional Consequences |
|---|---|---|---|---|
| Wire Fraud (18 U.S.C. § 1343) | Federal Felony | Up to 20 years | Fines up to $250,000 (individual) or $500,000 (organization) + restitution | Asset forfeiture, loss of business licenses |
| Bank Fraud (18 U.S.C. § 1344) | Federal Felony | Up to 30 years | Fines up to $1,000,000 + restitution | Same as above |
| False Statements (18 U.S.C. § 1001) | Federal Felony | Up to 5 years | Fines | Ineligibility for future government contracts/loans |
| False Claims Act (31 U.S.C. § 3729) | Civil Liability | N/A | Treble damages + civil penalties per claim | Debarment, reputational harm |
Results may vary. Prior results do not guarantee a similar outcome.
Why Choose Our Firm for Your PPP Defense
Founded in 1997 by former prosecutor Mr. Sris, the Law Offices Of SRIS, P.C. brings over 120 years of combined legal experience to federal matters. Our tagline, “Advocacy Without Borders,” reflects our commitment to defending clients across jurisdictions. We understand the high stakes of federal investigations and work diligently to protect our clients’ freedom, assets, and livelihoods.
Our Approach to PPP Loan Cases
The Law Offices Of SRIS, P.C. has a documented record of handling sensitive federal and business litigation matters. While specific PPP case results in Burlington County are not enumerated here, our firm-wide approach focuses on early case assessment, meticulous document review, and strategic negotiation to seek resolutions that avoid the most severe penalties. We aim to protect your business’s continuity and your personal liberty.
Results may vary. Prior results do not guarantee a similar outcome.
PPP Lawyer Near Me Burlington County
Our New Jersey location serves clients throughout Burlington County. We are accessible to businesses in Mount Holly, Mount Laurel, Moorestown, Burlington City, Cinnaminson, Evesham, Medford, Bordentown, Pemberton, Willingboro, and Marlton.
Law Offices Of SRIS, P.C.
New Jersey Location — 44 Apple St, 1st Floor
Tinton Falls, NJ 07724
By appointment only.
24/7 Phone Consultations
Toll-Free: (888) 437-7747
If you need an affordable PPP lawyer Burlington County, contact us to discuss your situation. We offer clear consultations to help you understand your options and our approach to defense.
Frequently Asked Questions
What triggers a PPP loan audit?
Yes, several factors can trigger an audit. Common triggers include loans over $2 million, random SBA reviews, tips from whistleblowers or employees, inconsistencies in submitted data, or spending that appears inconsistent with PPP rules.
Can I go to jail for a mistake on my PPP application?
It depends. Honest mistakes or clerical errors typically do not lead to criminal charges. However, prosecutors may allege criminal intent if they believe you knowingly made false statements to obtain funds. The line between error and fraud is a key part of the defense, which is why having a PPP lawyer Burlington County is essential.
What should I do if I receive a letter from the SBA about my PPP loan?
Do not ignore it. Contact a lawyer as early as possible before you respond. An attorney can help you understand the letter’s intent, gather the necessary documentation, and prepare a proper response to protect your rights and potentially mitigate penalties.
How can a lawyer help if I’m already under investigation?
A lawyer acts as your shield and strategist. They handle all communications with investigators, prevent you from making self-incriminating statements, negotiate with prosecutors on your behalf, file necessary motions, and, if needed, provide a vigorous defense at trial to protect your freedom and assets.
Are there options to resolve a PPP case without going to trial?
Yes. Many cases are resolved through negotiation. Possible outcomes include entering into a settlement agreement with the SBA, agreeing to civil monetary penalties, participating in a pretrial diversion program, or negotiating a plea agreement to reduced charges. An experienced attorney will explore all avenues.
Related Practice Areas: Explore our services for business law, contract disputes, and federal criminal defense in Burlington County.
Other Locations: We also assist clients in Atlantic County and Camden County.
Learn More: For more information on our firm’s approach, visit our New Jersey Civil Litigation hub page.
Page last verified: 2026-04. Laws and procedures change. Contact the Law Offices Of SRIS, P.C. at (888) 437-7747 for the most current legal guidance regarding your PPP loan matter.
Burlington County cases are handled by our New Jersey ppp practice, where the whole process is set out.
Your case in Burlington County, New Jersey
Federal charges are heard in the U.S. District Court for the District of New Jersey (Newark, Trenton and Camden), not in county court; related state charges are heard in the Criminal Part of the Law Division. In Burlington County that is the Superior Court of NJ, Burlington Vicinage (8th Vicinage), 49 Rancocas Road, Mount Holly, NJ 08060, telephone (609) 518-2500, open Mon-Fri 8:30AM-4:30PM. Court procedures change; confirm the current schedule on the official vicinage website or with the clerk before you file or appear.
The governing law for this topic is Title 18 of the United States Code and the Federal Rules of Criminal Procedure. Law Offices Of SRIS, P.C. handles Burlington County matters from its New Jersey location at 44 Apple St 1st Floor, Tinton Falls, NJ 07724; meetings are by appointment. Request a New Jersey consultation at (888) 437-7747 or (609) 983-0003.
Related New Jersey pages: Burlington County NJ lawyers directory · PPP Lawyer Bergen County, NJ · PPP Lawyer Hudson County, NJ · PPP Lawyer Monmouth County, NJ.