Underinsured Motorist Claims Lawyer in Burlington County, NJ
If you are injured in a Burlington County crash by a driver with insufficient insurance, an Underinsured Motorist Claims lawyer Burlington County from Law Offices Of SRIS, P.C. can help you seek full compensation from your own policy. New Jersey law requires UIM coverage, but the claims process has many steps. Our firm provides 24/7 consultations to protect your rights after an accident.
Understanding Underinsured Motorist (UIM) Coverage in New Jersey
New Jersey mandates that all auto insurance policies include Underinsured Motorist (UIM) coverage, which protects you when the at-fault driver’s policy limits are too low to cover your medical bills, lost wages, and pain and suffering. This coverage is governed by state statute and your specific insurance policy language. An experienced UIM claim lawyer Burlington County is essential to handle the interplay between the other driver’s liability and your own UIM benefits.
Last verified: April 2026 | Superior Court of NJ, Burlington Vicinage | New Jersey Legislature
Official Legal Resources
For the text of New Jersey’s insurance laws, refer to the N.J.S.A. 17:28-1.1 et seq. (official New Jersey Legislature site). For local court procedures, visit the Burlington Vicinage website.
The UIM Claims Process in Burlington County Courts
Filing a UIM claim in Burlington County involves notifying your insurer, often after settling with the at-fault driver’s company up to their policy limits. Insurers frequently dispute the value of a UIM claim. An underinsured driver accident lawyer Burlington County knows that cases may proceed to arbitration or, if necessary, litigation in the Law Division of the Superior Court in Mount Holly.
- Exhaust the At-Fault Driver’s Policy: First, settle with the other driver’s insurance company for their full policy limits, obtaining a signed release that preserves your UIM claim.
- Formal UIM Demand: Notify your own insurance carrier in writing of your intent to pursue a UIM claim, providing all medical records and evidence of your losses.
- Negotiation & Arbitration: Most UIM policies require binding arbitration if a settlement cannot be reached through negotiation with your insurer.
- Litigation if Necessary: If arbitration is unsuccessful or not required, your attorney may file a lawsuit in the Burlington County Superior Court, Law Division.
Why Choose Our Firm for Your UIM Claim
Founded in 1997 by former prosecutor Mr. Sris, Law Offices Of SRIS, P.C. brings over 120 years of combined legal experience to insurance disputes. Our “Advocacy Without Borders” approach means we diligently pursue every avenue for client compensation. We understand the tactics insurers use to minimize UIM payouts and build strong cases to counter them.
Seeking Full Compensation After an Accident
When another driver’s insurance is inadequate, you should not bear the financial burden. Our firm is committed to helping injured clients in Burlington County recover the full value of their claims through persistent negotiation and prepared litigation.
Results may vary. Prior results do not guarantee a similar outcome.
Law Offices Of SRIS, P.C.
New Jersey Location — 44 Apple St, 1st Floor
Tinton Falls, NJ 07724
Toll-Free: (888) 437-7747 | Local: (732) 758-8688
By appointment only.
Availability: 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Our New Jersey location serves clients at Burlington County courts. We represent individuals in Mount Holly, Mount Laurel, Moorestown, Burlington City, Cinnaminson, Evesham, Medford, Bordentown, Pemberton, Willingboro, and Marlton. Looking for an Underinsured Motorist Claims lawyer near Burlington County? Contact us today.
Frequently Asked Questions: Underinsured Motorist Claims
What is the difference between UIM and uninsured motorist (UM) coverage?
Yes, there is a key difference. Uninsured Motorist (UM) coverage applies when the at-fault driver has no insurance. Underinsured Motorist (UIM) coverage applies when the at-fault driver has insurance, but their policy limits are insufficient to cover your total damages.
Do I have to sue my own insurance company for a UIM claim?
It depends. Most UIM claims are resolved through negotiation or mandatory arbitration outlined in your policy. However, if a fair settlement cannot be reached, filing a lawsuit against your insurer in Superior Court may be necessary to recover the compensation you are owed.
How long do I have to file a UIM claim in New Jersey?
New Jersey’s statute of limitations for personal injury, which governs UIM claims, is generally two years from the date of the accident. However, your insurance policy may have specific notice requirements, so you should contact a lawyer as early as possible to protect your rights.
Can I still file a UIM claim if I was partially at fault for the accident?
Yes, you may still recover. New Jersey’s comparative negligence law allows you to seek damages if you are less than 50% at fault. Your recovery from the at-fault driver and your own UIM coverage will be reduced by your percentage of fault.
What damages can I recover through a UIM claim?
You can seek compensation for medical expenses, lost wages, future lost earning capacity, pain and suffering, and other losses that exceed the at-fault driver’s policy limits. A UIM claim lawyer Burlington County can help you document and value these damages.
For more information, see our New Jersey Civil Litigation overview. We also assist clients in Camden County and with related matters like business disputes in Burlington County.
Page last verified: 2026-04. Laws change. Contact Law Offices Of SRIS, P.C. at (888) 437-7747 for current guidance.
Burlington County claims are handled by our New Jersey underinsured motorist claims practice, where the whole process is set out.
Your case in Burlington County, New Jersey
Immigration matters are federal: removal cases for New Jersey residents are heard at the Newark Immigration Court and applications are decided by USCIS. County criminal charges that can affect immigration status are heard in the Criminal Part of the Law Division. In Burlington County that is the Superior Court of NJ, Burlington Vicinage (8th Vicinage), 49 Rancocas Road, Mount Holly, NJ 08060, telephone (609) 518-2500, open Mon-Fri 8:30AM-4:30PM. Court procedures change; confirm the current schedule on the official vicinage website or with the clerk before you file or appear.
The governing law for this topic is the federal Immigration and Nationality Act. Law Offices Of SRIS, P.C. handles Burlington County matters from its New Jersey location at 44 Apple St 1st Floor, Tinton Falls, NJ 07724; meetings are by appointment. Request a New Jersey consultation at (888) 437-7747 or (609) 983-0003.
Related New Jersey pages: Burlington County NJ lawyers directory · Underinsured Motorist Claims Lawyer Bergen County, NJ · Underinsured Motorist Claims Lawyer Hudson County, NJ · Underinsured Motorist Claims Lawyer Monmouth County, NJ.