PPP Loan Fraud Lawyer Camden County — Federal Defense Strategy
If you are under investigation for PPP loan fraud in Camden County, you face serious federal charges under 18 U.S.C. § 1343 (wire fraud) and 15 U.S.C. § 645. A PPP loan fraud lawyer Camden County from SRIS, P.C. can build your defense. The firm has handled federal fraud cases across New Jersey. Immediate legal advice is critical when dealing with federal agents.
Federal PPP loan fraud investigations in New Jersey are aggressively pursued by the U.S. Attorney’s Office for the District of New Jersey. Charges can include wire fraud, bank fraud, making false statements, and conspiracy. The penalties upon conviction are severe, including lengthy prison terms, substantial fines, and mandatory restitution. Engaging a PPP loan fraud lawyer Camden County early can protect your rights during the investigation phase and influence the direction of your case.
Last verified: April 2026 | Superior Court of NJ, Camden Vicinage | New Jersey Legislature
Federal PPP Loan Fraud Statutes and Penalties
The primary statutes used in PPP loan fraud prosecutions are federal. Wire fraud (18 U.S.C. § 1343) applies to any scheme to defraud that uses interstate wire communications, which includes electronic loan applications and fund transfers. Bank fraud (18 U.S.C. § 1344) and making false statements to a financial institution (18 U.S.C. § 1014) are also common charges. The Small Business Act (15 U.S.C. § 645) specifically addresses fraud related to SBA-backed loans like the PPP.
Potential penalties depend on the specific charges and the amount of alleged fraud. Wire and bank fraud each carry a maximum penalty of 30 years in prison and a $1,000,000 fine per count. Sentences are influenced by the U.S. Sentencing Guidelines, which consider the loss amount, the defendant’s role, and other factors. Restitution to the SBA or the lending bank is mandatory upon conviction.
- Cease all communication with investigators and refer them to your attorney.
- Your lawyer will conduct a thorough case assessment, reviewing all loan documents and communications.
- We will engage with the U.S. Attorney’s Office to present mitigating facts and negotiate potential pre-indictment resolutions.
- If indicted, we will file pre-trial motions to challenge the evidence and seek dismissal of charges.
- Prepare a vigorous defense for trial or negotiate a favorable plea agreement if it serves your best interests.
Potential Consequences of a Federal Conviction
In Camden County, a federal PPP loan fraud conviction carries decades in prison, massive fines, and a permanent criminal record.
| Charge | Classification | Incarceration | Fine | Additional Consequences |
|---|---|---|---|---|
| Wire Fraud (18 U.S.C. § 1343) | Federal Felony | Up to 30 years | Up to $1M | Restitution, forfeiture |
| Bank Fraud (18 U.S.C. § 1344) | Federal Felony | Up to 30 years | Up to $1M | Restitution, forfeiture |
| False Statements (18 U.S.C. § 1014) | Federal Felony | Up to 30 years | Up to $1M | Restitution |
| Conspiracy (18 U.S.C. § 371) | Federal Felony | Up to 5 years | Fine | Applies to all underlying crimes |
Results may vary. Prior results do not guarantee a similar outcome.
Why Choose SRIS, P.C. for Your Federal Fraud Defense
Founded in 1997, Law Offices Of SRIS, P.C. brings over 120 years of combined legal experience to federal cases. Our founder, Mr. Sris, is a former prosecutor with a multi-state practice who understands how the government builds cases. We approach each PPP loan fraud defense with a detailed analysis of the financial records and application materials, looking for discrepancies, misunderstandings, or lack of criminal intent.
Documented Case Results
While specific PPP loan fraud results are protected by confidentiality, our firm-wide record demonstrates our commitment to vigorous defense. SRIS, P.C. has over 4,739 documented case results with a favorable outcome rate exceeding 93%. Our team, including seasoned litigators, knows how to challenge forensic accounting, question the validity of investigations, and advocate for reduced charges or alternative resolutions.
Results may vary. Prior results do not guarantee a similar outcome.
Law Offices Of SRIS, P.C.
New Jersey Location — 44 Apple St, 1st Floor
Tinton Falls, NJ 07724
Toll-Free: (888) 437-7747 | Local: (732) 651-3900
By appointment only.
Our New Jersey location serves clients throughout Camden County, including Camden, Cherry Hill, Gloucester Township, Voorhees, and Haddonfield. We offer 24/7 phone consultations and meetings by appointment. If you need a fraud charge defense lawyer Camden County, contact us as early as possible.
PPP Loan Fraud Lawyer Camden County FAQ
What triggers a PPP loan fraud investigation?
Yes. Common triggers include employee tips, bank referrals, data analytics flagging inconsistencies, SBA audits, and cross-referencing with other databases. The Department of Justice prioritizes cases involving large loan amounts or clear evidence of fabricated businesses.
Can I go to jail for a mistake on my PPP application?
It depends. Prosecutors must prove you knowingly made a false statement with intent to defraud. Honest errors, misunderstandings of rules, or reliance on professional advice can be a defense. A skilled PPP loan fraud lawyer Camden County can argue the absence of criminal intent.
What should I do if the FBI or SBA-OIG contacts me?
No. Do not speak to them. Politely state you will not answer questions without your attorney present. Immediately contact a federal defense lawyer. Anything you say can be used against you, and agents are trained to obtain incriminating statements.
Is it better to cooperate with the investigation?
It depends. Cooperation can be beneficial but must be strategically managed by your attorney. Unsupervised cooperation can inadvertently worsen your situation. A white collar crime defense lawyer Camden County can negotiate a cooperation agreement that provides potential benefits in exchange for useful information.
What are the possible defenses to PPP fraud?
Defenses include lack of intent, mistake of fact, good faith reliance on accountant/lawyer advice, ambiguous program guidelines, and insufficient evidence. In some cases, demonstrating an effort to repay funds or correct errors can mitigate the situation. Each defense requires meticulous evidence gathering.
For more information on federal court procedures, visit the Camden Vicinage website. For the full text of federal statutes, see the U.S. Code.
If you are facing allegations, do not wait for an indictment. Contact a PPP loan fraud lawyer Camden County at SRIS, P.C. today for a confidential case review.
New Jersey Federal Criminal Lawyer | Federal Criminal Lawyer Bergen County | Business Lawyer Camden County
Last verified: April 2026. The information on this page is for general informational purposes and does not constitute legal advice. Laws change. Contact Law Offices Of SRIS, P.C. at (888) 437-7747 for current guidance.
Attorney advertising. Prior results do not guarantee a similar outcome.
For the full picture beyond Camden County, our page on ppp loan fraud cases in New Jersey covers the process end to end.
Your case in Camden County, New Jersey
Federal charges are heard in the U.S. District Court for the District of New Jersey (Newark, Trenton and Camden), not in county court; related state charges are heard in the Criminal Part of the Law Division. In Camden County that is the Superior Court of NJ, Camden Vicinage (1st Vicinage), 101 South Fifth Street, Camden, NJ 08103, telephone (856) 379-2200, open Mon-Fri 8:30AM-4:30PM. Court procedures change; confirm the current schedule on the official vicinage website or with the clerk before you file or appear.
The governing law for this topic is Title 18 of the United States Code and the Federal Rules of Criminal Procedure. Law Offices Of SRIS, P.C. handles Camden County matters from its New Jersey location at 44 Apple St 1st Floor, Tinton Falls, NJ 07724; meetings are by appointment. Request a New Jersey consultation at (888) 437-7747 or (609) 983-0003.
Related New Jersey pages: Camden County NJ lawyers directory · PPP Loan Fraud Lawyer Bergen County, NJ · PPP Loan Fraud Lawyer Hudson County, NJ · PPP Loan Fraud Lawyer Monmouth County, NJ.