Credit Card Theft Lawyer Albemarle VA — Defending Against Fraud & Larceny Charges
Credit card theft in Albemarle County is prosecuted as credit card fraud under Va. Code § 18.2-195, a Class 1 misdemeanor carrying up to 12 months in jail and a $2,500 fine. If the theft involves forgery or exceeds $1,000, felony charges apply. Law Offices Of SRIS, P.C. has documented results in Albemarle County.
Last verified: April 2026 | Albemarle County General District Court | Virginia General Assembly
Virginia Law on Credit Card Theft and Fraud
Credit card theft is governed by Virginia’s credit card fraud statute, Va. Code § 18.2-195. This law makes it illegal to use a card or number without the cardholder’s consent, with intent to defraud. The specific charge often depends on the method and value: using a lost/stolen card, using a counterfeit card, or using the card number without the physical card. Related charges can include identity theft (§ 18.2-186.3), forgery (§ 18.2-172), and grand or petit larceny (§ 18.2-95, § 18.2-96). The firm, founded in 1997 by former prosecutor Mr. Sris, uses this statutory knowledge to build defenses.
Official Legal Resources
For the full text of the law, review Va. Code § 18.2-195 (official Virginia General Assembly site). Court procedures and forms for Albemarle County can be found at the Albemarle County General District Court website.
Local Court Process for Credit Card Theft Charges
In Albemarle County, credit card theft cases begin at the Albemarle County General District Court. The Commonwealth’s Attorney must prove you used the card without consent and with fraudulent intent. Prosecutors often rely on transaction records, video surveillance, and witness statements. A strong defense may involve challenging the proof of intent or identity.
- Arraignment: You will be formally charged and enter a plea of not guilty.
- Discovery: Your larceny defense lawyer obtains all evidence from the prosecutor.
- Pre-trial Motions: Your attorney may file motions to suppress evidence or dismiss charges.
- Negotiation/Plea: Your lawyer negotiates with the Commonwealth’s Attorney for a reduction or alternative disposition.
- Trial or Disposition: The case proceeds to a bench trial in GDC or is resolved by plea.
Potential Penalties for Credit Card Theft in Virginia
In Albemarle County, credit card theft as a Class 1 misdemeanor can result in up to 12 months in jail, a $2,500 fine, restitution, and a permanent criminal record.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Credit Card Fraud (under $1,000) | Class 1 Misdemeanor | Up to 12 months | Up to $2,500 | None | Restitution, Criminal Record |
| Credit Card Fraud ($1,000+) | Class 6 Felony | 1-5 years (or up to 12 months) | Up to $2,500 | None | Restitution, Felony Record |
| Credit Card Forgery | Class 5 Felony | 1-10 years (or up to 12 months) | Up to $2,500 | None | Restitution, Felony Record |
Results may vary. Prior results do not aim for a similar outcome.
Why Choose Our Firm for Your Defense
Law Offices Of SRIS, P.C. was founded in 1997. Our team has over 120 years of combined legal experience. We approach each case with a focus on the specific details of the alleged fraud. Our goal is to protect your rights and future.
Case Results in Albemarle County
Our firm has documented results in Albemarle County. In one case, a charge of driving on a suspended license was amended to a non-moving violation. While every case is different, our attorneys work to achieve the best possible outcome.
Results may vary. Prior results do not aim for a similar outcome.
Secondary attorney Mr. Sris, the firm’s founder and a former prosecutor, provides strategic oversight on complex cases. His background in accounting and information systems offers an advantage in financial crime defenses.
Local Service for Albemarle County Residents
Law Offices Of SRIS, P.C.
Richmond Location — 7400 Beaufont Springs Dr, Suite 300, Rm 395, Richmond, VA 23225
Toll-Free: (888) 437-7747 | Local: (804)201-9009 | Local: (888) 437-7747
By appointment only.
Our Richmond location serves clients in Albemarle County. We are accessible via I-64 and Route 29. As a credit card theft lawyer near Albemarle County, we offer 24/7 phone consultations at (888) 437-7747 — meetings are by appointment only. We serve the Charlottesville area, Crozet, Earlysville, Ivy, and North Garden.
Credit Card Theft Defense FAQs
What should I do if I’m accused of credit card theft in Albemarle County?
Do not speak to police without a lawyer. Contact a credit card theft lawyer Albemarle VA immediately. Anything you say can be used against you.
Is credit card theft a felony in Virginia?
It depends. Theft under $1,000 is a Class 1 misdemeanor. If the value is $1,000 or more, or if the crime involves forgery, it can be charged as a felony (Class 5 or 6). A property crime lawyer can analyze the specifics of your case.
Can I go to jail for using someone’s credit card without permission?
Yes. Credit card fraud is a Class 1 misdemeanor punishable by up to 12 months in jail and a $2,500 fine, even for a first offense.
What’s the difference between credit card theft and shoplifting?
Shoplifting (petit larceny) involves taking merchandise. Credit card theft involves the fraudulent use of a payment card. They are distinct charges under different statutes, though both are property crimes. A shoplifting lawyer handles retail theft, while a fraud defense attorney handles card crimes.
What defenses are available against credit card theft charges?
Common defenses include lack of intent to defraud, mistaken identity, consent from the cardholder, or insufficient evidence. A theft attorney can evaluate the transaction records and witness statements to identify weaknesses in the prosecution’s case.
Last verified: April 2026. Laws change — contact Law Offices Of SRIS, P.C. at (888) 437-7747 for current guidance.
If you need a related practice area, see our Virginia criminal defense lawyer hub. For help in nearby areas, consider a criminal defense lawyer in Henrico County or a criminal defense lawyer in Chesterfield County. In Albemarle County, you may also need a DUI lawyer or a family law lawyer.